Personal loan agreements

Personal loans require sensitive dealings, but in all cases the lender will want his money back. Whether you are lending small amounts on a short term basis to someone you trust, or whether you are lending a large sum for a long period to a stranger, one of these personal loan agreements should be suitable. The documents are mainly differentiated by the type of security taken.

    Templates

    Friends and family loan agreement

    160 Reviews

    This is a simple loan agreement suitable for lending to friends or family. It is intended to make clear to the borrower that the arrangement is "for real" and that the lender intends that the money should be repaid on time as agreed. It is ideal for lending in situations such as large one-off purchases, funding of events, and consolidation of other debts.

    Loan agreement: individual borrower; secured on financial assets

    4 Reviews

    An agreement between a lender, who may be an individual or a corporate body, and a borrower, who is a individual person (not a company). Security given for the loan is some intangible asset like shares, or right to receive a debt or some other intellectual property. Third party guarantee provision optional. Strong provisions to protect the lender. Options for alternative repayment provisions and lender actions if borrower defaults.

    Loan agreement: private borrower; secured on physical assets

    10 Reviews

    An agreement between a lender, human or corporate, and a borrower, who is an individual person or partnership and not a company. The loan is secured on specific physical assets. This is not a fixed and floating charge. A guarantor is optional. Very strong provisions to protect the lender. Options for alternative repayment provisions and lender actions if borrower defaults.

    Loan agreement: person to person; secured by guarantee

    11 Reviews

    An agreement between a human individual lender and borrower. The loan is secured with a guarantee by a third party, who may be a friend, relative or business partner. It is likely to be used for family and friends loan arrangements as well as arms length business deals. Strong provisions to protect the lender. Options for alternative repayment provisions and lender actions if borrower defaults.

    Loan agreement: person to person; property purchase

    2 Reviews

    Use this loan agreement template to lend money to family or friends for the purpose of helping to buy a house or flat, or for a renovation project. The loan can optionally be secured on a guarantee by a third party. Included are options for alternative repayment provisions and lender actions if borrower defaults.

    Unsecured loan agreement: person to person; private or business

    72 Reviews

    An agreement between a lender, who may be an individual or a corporate body, and a borrower, who is a individual person (or a company). The loan is unsecured with no guarantor. Likely to be used for family loan arrangement or loan to director by his own company. Provisions to protect the lender. Options for alternative repayment provisions and lender actions if borrower defaults.

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